Now you can easily make UPI payment even without a bank account, learn the complete step-by-step process of creating an ID here.

Technical News Office – UPI (Unified Payment Interface) has made digital transactions very popular in the country. Many people make small and large payments through PhonePe, Paytm and Google Pay. Whether it’s shopping for groceries or paying online, people everywhere are making payments through UPI. Due to this, people have almost stopped keeping cash. New features are added for user convenience on UPI payment. Previously, a bank account was required for UPI payment, this is no longer the case. This means that even if you don’t have a bank account, you can create a UPI account. Here we give you information on how to create a UPI account without an account.

Payment without bank account
NPCI recently launched the delegated payment system. With its help, users can create a UPI account even without a bank account. Firstly, to use the UPI service, it is necessary to have a bank account. Along with this, to activate the UPI ID, it is also necessary to have a mobile and Aadhar card linked to the bank account. After the new feature of NPCI, no bank account will be required for the UPI service. Users can now create UPI accounts for others from their savings account. To activate this service, the user will have to carry out a small verification, after which they can make the payment.

The primary account holder will have full control
With this feature of UPI, other family members will be able to manage the UPI account from a single bank account. With this, the primary account holder will have full control. The primary account holder will have the ability to enable and disable payment access in the linked account.

How to create UPI ID without bank account:
Step 1 – First of all, you need to click on the UPI circle in the UPI payment app and tap on “Add Family & Friend”.
Step 2 – Now you need to create a secondary UPI ID. To do this, you can add their number directly from your contact list.
Step 3 – After that, you will have the option to set the sub account limit and approve each payment.
Step 4 – The secondary user will receive a notification accepting the request. After acceptance, the secondary user will be able to transact from the UPI account.